Arkansas

Arkansas offers several insurance programs and resources to support maternal and infant health:

1. State Plans and Programs

a) Arkansas Medicaid: Medicaid provides health coverage for eligible low-income individuals, including pregnant women and infants.
Eligibility is determined based on income, resources, and residency. Pregnant women may receive coverage for prenatal, delivery, and postpartum care, while infants may qualify for coverage after birth.

b) ARKids First: ARKids First is a health insurance program for children in Arkansas, offering two coverage options based on family income described as follows;
ARKids A (Medicaid) provides comprehensive coverage for children from low-income families, while ARKids B (CHIP) offers coverage for families with higher incomes who do not qualify for traditional Medicaid. Both options cover a range of services, including doctor visits, immunizations, and hospital care.

Hotline: 1-888-474-8275
Hours of Operation: Monday through Friday, 8 a.m. to 4:30 p.m., excluding state holidays.

1. Employer-sponsored Plans

Pregnant consumers can enroll in coverage through an offer of employer-sponsored coverage (ESC) from their own employer or a spouse’s job. Many employers offer health insurance that includes maternity and newborn care. Coverage typically includes prenatal visits, ultrasounds, labor and delivery, and postpartum care.

1. Health Insurance Marketplace

Through the Health Insurance Marketplace, pregnant women can explore various health insurance plans that cover pregnancy and childbirth. Under the Affordable Care Act (ACA), all marketplace insurance plans are required to cover maternity and newborn care as essential health benefits. Arkansans can compare and enroll in plans through the federal marketplace at Healthcare.gov

1. Private/ Individual Insurance Plans:

Private health insurance purchased outside the marketplace may also provide coverage, though benefits can vary.

Parent’s health insurance plan (if that plan offers dependent coverage) can also cover pregnant dependents before their 26th birthday. Employer-sponsored coverage for dependents usually ends during the month of the child’s 26th birthday. If the dependent is covered under their parent's Marketplace plan, the dependent can stay on their parent's plan until December 31 of the year they turn 26.

For assistance navigating insurance options, Arkansans can contact local health navigators.
Arkansas offers several insurance programs and resources to support maternal and infant health:

1. State Plans and Programs

a) Arkansas Medicaid: Medicaid provides health coverage for eligible low-income individuals, including pregnant women and infants.
Eligibility is determined based on income, resources, and residency. Pregnant women may receive coverage for prenatal, delivery, and postpartum care, while infants may qualify for coverage after birth.

b) ARKids First: ARKids First is a health insurance program for children in Arkansas, offering two coverage options based on family income described as follows;
ARKids A (Medicaid) provides comprehensive coverage for children from low-income families, while ARKids B (CHIP) offers coverage for families with higher incomes who do not qualify for traditional Medicaid. Both options cover a range of services, including doctor visits, immunizations, and hospital care.

Hotline: 1-888-474-8275
Hours of Operation: Monday through Friday, 8 a.m. to 4:30 p.m., excluding state holidays.

1. Employer-sponsored Plans

Pregnant consumers can enroll in coverage through an offer of employer-sponsored coverage (ESC) from their own employer or a spouse’s job. Many employers offer health insurance that includes maternity and newborn care. Coverage typically includes prenatal visits, ultrasounds, labor and delivery, and postpartum care.

1. Health Insurance Marketplace

Through the Health Insurance Marketplace, pregnant women can explore various health insurance plans that cover pregnancy and childbirth. Under the Affordable Care Act (ACA), all marketplace insurance plans are required to cover maternity and newborn care as essential health benefits. Arkansans can compare and enroll in plans through the federal marketplace at Healthcare.gov.

1. Private/ Individual Insurance Plans:

Private health insurance purchased outside the marketplace may also provide coverage, though benefits can vary.

Parent’s health insurance plan (if that plan offers dependent coverage) can also cover pregnant dependents before their 26th birthday. Employer-sponsored coverage for dependents usually ends during the month of the child’s 26th birthday. If the dependent is covered under their parent's Marketplace plan, the dependent can stay on their parent's plan until December 31 of the year they turn 26.

For assistance navigating insurance options, Arkansans can contact local health navigators.